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Simula AI

Free tools for investors

Portfolio Backtest

Discover how your portfolio would have performed in the past.

The backtest simulator lets you test investment strategies using real historical data. Set up your portfolio with Brazilian or American stocks, ETFs, and REITs, define monthly contributions, and see how your wealth would have evolved over the years.

What you can do:

  • Simulate portfolios with up to 40 assets
  • Compare with benchmarks (Bonds, S&P 500, Treasury)
  • Test different rebalancing strategies
  • See metrics like CAGR, volatility, and max drawdown
  • Analyze inflation-adjusted returns (CPI)

Data: Monthly prices since 2000, automatically updated.

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FIRE Calculator

Plan your financial independence.

The FIRE (Financial Independence, Retire Early) calculator helps you discover how much you need to accumulate to live off passive income. Based on the 4% rule, it projects when you can achieve financial freedom.

What you can do:

  • Calculate your FIRE number (required wealth)
  • Project when you'll reach financial independence
  • Simulate scenarios with different return rates
  • Adjust for inflation and future expenses
  • Visualize wealth evolution over time
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