Simula AI

FIRE Calculator

Discover when you can achieve financial independence.

30 years
65 years

When you want to stop working

Financial Situation

$

Amount already invested

$

How much you invest per month

$

How much you need to live

Projections

10.0%

Nominal return rate

4.5%

Estimated CPI

Real return:5.3%

Simple projection with fixed annual return

Withdrawal Rate (SWR)

4.0%

Target = 25x annual expenses

You achieve FIRE in

24 years

Forecast: Jan 2050

FIRE Target

$1,500,000.00

Coast FIRE

8.0a

Monthly Income

$5,000.00

What is Coast FIRE?

Coast FIRE means you can stop contributing now and your assets will grow on their own to reach the FIRE target by your desired retirement age. You only need to cover your monthly expenses.

Asset Projection

Summary

Total to invest until FIRE:$676,000.00
Investment growth:$830,376.03
Age at FIRE:54 years
Age at Coast FIRE:38 years